Wealth Notes 

You have 2 problems - Money and Time

If you have ever experienced a MESS (Month End Survival Syndrome) then you will know exactly what I am talking about. These are those times when there is just too much month left at the end of your money. This problem often gets worse after retirement. Most people run out of money before they run out of breath.

So the first problem is that you do not have enough money for the time that you have.

The second problem is that you do not have enough time to generate the money that you need.

Now the problem is really neither Money nor is it Time. You see there has always been, and there always will be, plenty of money and each one of us has all the time we will ever get. No. The problem lies with what we do to get it and what we do with it once we've got it.

All too often we feel that we are "financially disadvantaged" and we tend to blame our source of income and the cost of living for our condition. We use statements like "My Boss doesn't pay me enough and Things are just so expensive." This is very dangerous as when you cast the blame for your condition on something, or someone, outside yourself you are avoiding responsibility "See it's not my fault" and so you risk not doing anything constructive to fix it.

So how do you fix it. It's fairly simple really (now don't confuse simple with easy being simple means that it's not complicated it does not mean that it is easy) You must work on increasing the value of your service so that you increase the money you earn in the time that you've got and then you must spend less and save more of the money you get so that you have enough money for the time you have left.

We'll go into this more in depth in the next mail in the mean time apply the Triple S program Spend Less - Spend Wisely - Save More.

To live your best life be true to the YOU, that you want to be.

Live with passion. Change your life from making a living to making a difference.

Live up to the reputation that you want to have.